- Banking claims subject to lapsing are any amounts (such as deposits or intakes) showing no movement or that have not been collected in two years.
- According to information compiled by the Commission, there are 210,102 claims in 19 supervised institutions.
April 12, 2023 - The Financial Market Commission (CMF) reports that information on banking claims subject to lapsing is now available to the public on acreencias.cmfchile.cl.
Banking claims subject to lapsing are any amounts (such as deposits or intakes) showing no movement or that have not been collected in two years. Pursuant to the General Banking Act, banking claims subject to lapsing that have not registered any movements for two years during the immediately preceding calendar year must be published in the Official Gazette and by the CMF.
According to information compiled by the Commission, there are 210,102 claims totaling over 95.6 billion Chilean pesos in 19 supervised institutions. The amounts involved include CLP 84.7 billion, USD 12.3 million, and EUR 1.1 million - among other currencies. Per Article 87 of the General Law of Cooperatives, the CMF's database also includes claims reported by supervised savings and credit cooperatives.
Should these amounts not be collected by their beneficiaries within three years after the respective listings were published, the claims will lapse. Financial institutions must then pay such amounts to the Treasury.
List of beneficiaries and how to claim the money
To check if you have any banking claims, enter your name in the Commission's dedicated search engine available on acreencias.cmfchile.cl.
In case it shows a claim in your favor at any bank, go directly to any branch of said institution with your ID card to collect the indicated amount. Both the information queries on the website and the claim procedures at each bank are free of charge and done personally.
Overview of 2023 Banking Claims
|
Bank |
No. of Claims |
Total in CLP |
Total in USD |
Total in EUR |
|
Banco de Chile |
25,967 |
22,878,412,980 |
7,617,791 |
776,463 |
|
Banco Internacional |
176 |
369,605,983 |
0 |
0 |
|
Banco del Estado de Chile |
52,524 |
13,104.348,991 |
227,012 |
12 |
|
Scotiabank |
15,582 |
6,247,328,057 |
454,572 |
57,693 |
|
Banco BCI |
8,959 |
11,347,206,170 |
563,294 |
1,659 |
|
Banco BICE |
1,133 |
1,088,688,591 |
1,274,497 |
31,060 |
|
HSBC Chile |
1 |
99,664 |
0 |
0 |
|
Banco Santander |
27,971 |
23,248,945,521 |
1,855,315 |
188,234 |
|
Itaú-Corpbanca |
4,931 |
3,961,244,389 |
219,592 |
11,555 |
|
Banco Security |
2,032 |
901,641,014 |
28,202 |
60,014 |
|
Banco Falabella |
68,711 |
934,200,594 |
0 |
0 |
|
Banco Ripley |
42 |
29,814,511 |
0 |
0 |
|
Banco Consorcio |
909 |
278,208,010 |
134,370 |
300 |
|
China Construction Bank, Agencia en Chile |
7 |
6,706,814 |
1,645 |
0 |
|
Cooperative |
No. of Claims |
Total in CLP |
Total in USD |
Total in EUR |
|
Coopeuch |
724 |
271,035,938 |
0 |
0 |
|
Oriencoop |
307 |
32,613,950 |
0 |
0 |
|
Capual |
1 |
5,198,000 |
0 |
0 |
|
Detacoop |
76 |
75,888,260 |
0 |
0 |
|
Ahorrocoop |
49 |
7,568,340 |
0 |
0 |
|
Total |
210,102 |
84,788,755,777 |
12,376,290 |
1,126,990 |
Notes:
- Only US dollars and Euros are included as foreign currencies on the overview table, excluding others due to their importance.
- Available data based on information submitted by supervised institutions during February 2023.
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A statement by Erik Berwart, Head of the Commission's Department of Financial Education, is available here.
